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Our 2026 vacation budget is $40,000. Our mortgage payment is $2,267 a month — $27,204 a year. So yes, we are budgeting nearly 50% more for travel than we pay on our house. When I first

January had a few over-budget categories, but once I dug into them, nothing was shocking. This is exactly

In 2006, our rent was $788 for a 2 bedroom apartment, our monthly grocery bill was under $300, and I started tracking every cent we spent. I’ve tracked my household finances for 20 years – not as an experiment, but as part of real life. When my husband